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Thread: TT: Technology Thread

  1. #21

    Vampire Wars in Facebook

    Anybody here who play Vampire Wars in Facebook? Pls PM me if you wanna join my clan. Tnx.

    I'm level 28. I have 54 clan members. What's yours? ;D
    What you grinning at Pyscho?

  2. #22

    Meron akong Balita!

    May nasagap akong balita.. Magkakaron daw ng local server dito ang game na ito.. Mukha namang masaya at nakaka-aliw laruin..

  3. #23

    Zodiac Online Game

    Try This PLayah! its really good Online games...


    1. Cause in Zodiac Online..there are no class unlike the other online games..

    2. The Jobs in Zodiac is based on Aptitude...

    3. There are Zodiac Pets such as Rooster,Dog,Rat,Dragon,Ox,Tiger, And Many More...+ you can evolve it to generation 2 and
    your Pet will become more good looking!

    4. And Zodiac Online got a Daily Task such as Renown Quest,Guild Task,Wagon Escorting Quest,and Daily Quest..

    5. Weekend Task too such as Pigfighting where you can get many exp from pig monsters and a Maze

    SO Lets Play this game together!! Im so sure that you wont get bored with this game!!!

    Here is the site:

    See yah there Playah!!!

  4. #24

    Tapatalk for iPhone, Android, Blackberry and NOKIA

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    Pamantasan ng Silangan........ Pamantasan ka naming MAHAL!!!

  5. #25

  6. #26
    Why Would Anyone Invest in Rappler if it?s Losing Money?

    FEBRUARY 6, 2017


    Pierre Omidyar?s fund invested in Rappler. Is he trying to destabilize the PH? Uhm, no.

    A blogger posed this question, and posited that the reason anyone would is to achieve devious ends, in this case, to destabilize the government.

    The blogger had three problems about Rappler?s financial affairs: its disclosures in its GIS and financial statements, its issuance of Philippine Depository Receipts to foreign investors, and the reasons why these investors would invest in a media company that was losing money.

    Oscar Tan adequately addressed the first two in his Inquirer column. I want to talk about the third. According to the blogger, it was obviously irrational for savvy foreign investors to invest in Rappler if it generated a cumulative loss of PHP 163 million from 2011 to 2015.

    Thus, there must be some other non-economic reason why these investors keep infusing their capital ? to destabilize the government perhaps?

    Believing this sends the wrong message to Filipino founders and is bad for promoting entrepreneurship. Full disclosure: some of Rappler?s founders have also invested in one of my businesses.

    The blogger makes a ridiculously inappropriate comparison to a sari-sari store that is losing money. Why would the store owner keep injecting cash to fund an unprofitable operation?

    And therein lies the problem. Rappler is not just a media company, it?s also a technology startup. And early stage venture capital investing in the technology industry works differently.

    What makes Rappler a technology company? It?s not just because it?s online or it has an app. Rappler?s built it own infrastructure to manage and process its content, via a proprietary content management system, its mood meter, and its own data science operation.

    Unfortunately, the sari-sari store analogy doesn?t capture the fundamental nature of how Rappler does business.

    So why would two big foreign investors infuse capital in a money-losing technology startup?

    Since people are fond of easy analogies, let me offer a more apt one.

    Let?s say Ramon and Joey decide to start a company to launch a news app. They put in PHP 100,000 each of their own money. Their total capital is Php 200,000. They incorporate with 200,000 shares and a par value of Php 1 per share. So Ramon and Joey each own 100,000 shares, for a total of 200,000 shares.

    Thus, their ownership split is 50-50. Ramon has 50% ownership. Joey has 50% ownership.

    They use the Php 200,000 in 6 months to fund development of their app, and by the 7th month, they enter into a deal with Alibaba?s Jack Ma. Jack likes media investments. Previously, he also acquired a stake in the South China Morning Post.

    At month 6, Ramon and Joey?s company is losing money.

    Jack Ma?s offer is to give Ramon and Joey?s company Php 1 million in exchange for a 20% ownership of the company.

    To do this, the company issues 50,000 new shares to Jack. Why 50,000? Because 50,000 shares is the equivalent of Jack?s desired 20% ownership stake in the company.

    Thus, the total number of outstanding shares in now 250,000 shares, broken down into:

    Joey = 100,000 shares (40% of the company = 100,000 shares / 250,000 total shares)

    Ramon = 100,000 shares (40% of the company)

    Jack = 50,000 shares (20% of the company)

  7. #27
    (Cont'd from above)

    Why would Ramon and Joey accept a deal wherein their ownership stake in the business is reduced from 50% to 40%? (We call this “dilution”).

    Because the value of Ramon and Joey’s shares went up 20x. Twenty times.

    “WTF OLIVERSEGOVIA, how did this alchemy happen???” you might say. “In just 6 months??? For a company that is losing money??? That is magic. Or deception. Or both. You are destabilizing the stock market. I will report you to SEC Chairperson Teresita Herbosa. You must also be on drugs???”

    Well, I can tell you if you aren’t so angry. (I’ve actually had reactions like this when I run my Startup Valuation workshops. The concept of equity value is so abstract for most people to understand!)

    This is why. Recall that Ramon and Joey started the company by incorporating with PHP 200,000 in capital, 200,000 shares and thus, a value of P1 per share.

    When Jack Ma invested his Php 1 million, he is buying new shares at a price of PHP 20 per share (P1 million divided by 50,000 shares). And because all shares in the same class must have the same value at any point in time, Jack’s investment implies that Ramon and Joey’s shares are also worth PHP 20.

    Note that Ramon and Joey personally did NOT receive PHP 20 for each of their shares. Jack’s money goes to the company, not to Ramon and Joey. But Ramon and Joey each increased their net worth by PHP 2,000,000, at least on paper.

    Where does the value come from? In simple terms: it comes from the past, the present, and the future.

    The company created an app in the past 6 months. A customer can buy the app for a certain price. Jack is implicitly saying that the app is worth PHP 4 million.

    Why? By investing PHP 1 million for 20% of the company, Jack is saying that the whole company (100% of it) is worth PHP 5 million. Minus his PHP 1 million cash infusion, their app is worth the residual: PHP 4 million.

    It also comes from some estimate of the future value. Because of Jack’s investment, the app can grow its user base. It can start to sell advertising, or sell premium reports in its app. If all of these revenue streams resulted in the Ramon and Joey’s company being acquired by a bigger media company (say, ABS-CBN or GMA) for PHP 100 million in 5 years time, then Jack’s stake will be worth PHP 20 million at that point. Jack grew his PHP 1 million investment by 20x in 5 years. You can’t get a deal like this investing your savings in a bank.

    At its core, borrowing money or investing money is all about forecasting the future value of something and estimating what price one has to pay for that future value, at the present time. This is what enables a bank to give you an auto loan or a housing loan – because you can continue to grow your salary and thus pay down the loan, or the house can appreciate in value in the future. This is also why the state invests in public education. Because the collective output of the iskolars ng bayan will be worth a lot to the country one day.

    You might be wondering, why would Jack only invest in a minority stake? Because he knows that for the company to be worth more in the future, Ramon and Joey need to feel that they are true owners in the business, and not just employees. To achieve that, Ramon and Joey must retain a majority stake. Investors call this an alignment of interests. Otherwise, why would Ramon and Joey continue to work hard when majority of the gains go to Jack?

    So, back to the original question: why would two big foreign investors infuse capital in a money-losing technology startup?

    Because they believe their stake in Rappler will be worth more in the future. Plain and simple.

    And like ABS-CBN and GMA – media companies with foreign investors – Rappler opted to use PDRs as the financial instrument rather than common shares.


    The heart of the blogger’s dilemma is that most people do not understand how venture capital valuation works.

    Now you might say: the analogy of Ramon and Joey assumes a venture that’s been around for only 6 months. Rappler has been losing money for 5 years!

    Guess what?

    It will likely continue to lose money for the next 5 years. And that’s what could actually make it a good investment.

    Amazon first registered an annual profit in 2004, a full 10 years after it was founded. It continued to lose money for the next 10 years after that. It’s only today that Amazon’s started generating profits.

    Why? Because Amazon continues to reinvest its operating cash-flows into new technology, platforms, products, and services. That’s brought us affordable cloud computing, Prime delivery, video streaming, the Kindle, the Amazon Echo, and more. And I don’t doubt for a second that anyone would turn down a deal to invest in Amazon circa 1995.

    That’s because profit isn’t the only measure of value. In technology, it’s actually a very poor measure of value as startups need to keep re-investing its cash flows to fund the best talent and to launch new products. So rather than profits, venture capital investors also look for milestones over the long term to measure value.

    For anyone in the know, digital media is also a particularly hard business to monetize. From my understanding, other media sites like Tech in Asia, e27, and Vox are also unprofitable. So Rappler isn’t doing anything out of the ordinary, investment-wise. If Maria Ressa pushed Rappler to be profitable by Year 2 – she is actually not doing her job right!

    Now that is something very hard for you to fathom, if your model of entrepreneurial success has been Henry Sy, John Gokongwei, or Lucio tan.

    In the 1970s, Xerox funded a lab in California, called the Palo Alto Research Center – or PARC. For many years, PARC lost huge amounts of money doing research on information systems. One early result was the Alto: an integrated desktop workstation, with a keyboard, memory, processing power, and connected to a laser printer and other workstations via an ethernet.

    If that sounds familiar, that’s because it is: the Alto was the early prototype of the personal computer and the rest, as we know, is history. If Xerox purely focused on PARC’s bottom-line, you wouldn’t be reading this post in your PC, Mac, or smartphone.

    Measured within this frame, the correct question is not “Why invest in Rappler when it is losing money?” but “Why can’t Rappler be investing more to build new products, acquire the best editorial talent, and expand to other countries?“

    Will Rappler turn out to have as big an impact on Philippine media? We don’t know yet. That uncertainty is what makes technology investing fun.

    But singly them out for issuing PDRs when it is a perfectly legal financial instrument and imputing some nefarious motive on the part of its investors without first understanding how venture capital investing works or the broader nature of technological revolutions is just hilariously foolish.

  8. #28
    A decent internet service


    By Boo Chanco (The Philippine Star) | Updated November 24, 2017 - 12:00am

    After Jack Ma mocked the internet service our telcos provide, I was hoping an overnight miracle will boost the quality of our broadband connectivity. National honor is at stake.

    I am told the telcos have the existing technical capability to vastly improve the broadband service they give us, but would rather that we upgrade our plans to get that. The BPOs are paying for the privilege of getting world class internet connectivity.

    Acting DICT Secretary Eliseo Rio Jr. cited lack of cell sites as one cause of the problem. We had enough cell sites for text messaging, but not when we all started using smart phones. The telcos blamed regulatory problems, notably at the local government level that prevents them from building new cell sites faster.

    Telecoms experts, however, cautioned me that the problem isn't as simple as having more cell sites. Nor is it just a question of having the frequencies of San Miguel, which the two telcos acquired. Indeed, a year after they got the San Miguel frequencies, service quality hardly improved.

    When we had dinner with President Duterte, one topic he was passionate about is bringing competition into the telco business. The President said he fired former DICT secretary Rudy Salalima because he was not working fast enough to improve telco competitiveness.

    As soon as he left, Salalima's acting successor, retired General Rio, made public his plans to increase competition in the telco industry. The cornerstone of General Rio's plan is letting smaller players have direct access to international connectivity as they provide the middle and last mile network, independent of the two telcos.

    Experts tell me we can triple the number of cell sites in the country, but we won't get the speed and cost we want for so long as the two telcos control our international access through their landing stations and exclusive use of satellites that connect us to the world.

    Using satellite for internet connectivity is one obvious solution to our problem, but it can't be done under our current rules. Countries with faster internet than the Philippines, like Japan, Indonesia, Thailand, even Singapore all use satellite broadband.

    The main barrier to satellite use in the Philippines is policy. EO 467 (s. 1998 ) and NTC MC 04-03-99 currently restrict the use of satellites to enfranchised telcos, based on the outdated notion that they are used for voice services, a telco expert explained to me. We need a policy that is more appropriate for the internet Age. "Opening up the market for satellite broadband is an important first step to ensuring that all Filipinos, wherever they are, will benefit from internet connectivity."

    If there is one accomplishment I am confident the Duterte administration will deliver, it is improving our internet service. The President is pretty incensed about the current situation and since he has made public how piqued he is, his officials must deliver results fast? or suffer the fate of Salalima.

    The good news has started to happen. Last week, BCDA and DICT announced a partnership with Facebook to build a P975 million high-speed internet infrastructure called the Luzon Bypass Infrastructure. It will have a capacity of 2 terabits per second, almost equal to the combined capacity of existing telco players.

    Under the agreement, BCDA will bid out the construction of two cable landing stations placed in Baler and Poro Point, while the DICT will operate the facility. Facebook will construct and operate the submarine cable system that will land in the cable stations. This will give us direct connections from Luzon to internet hubs in the United States and Asia. The project is expected to go online in 2019.

    This is good news. Having another source of bandwidth is a welcome change. Sources told me Usec. Denis Villorente has been working tirelessly on this initiative for over a year, but then Sec. Salalima did not want to pursue it. Instead, Salalima wanted government to build cell sites and save the telcos huge amounts in capex. This is probably why President Duterte accused Salalima of conflict of interest.

    This development gives flesh to the plan earlier announced by General Rio to organize cable operators and regional telcos to constitute the backbone of a virtual third telco using the Luzon Bypass Infrastructure to bypass the telco duopoly. But having the bypass infrastructure is not enough. Government must be able to bring this capacity from the middle to the last mile, to our homes and offices.

    Related to these developments is the announcement of General Hermogenes Esperon that government will also make use of satellites to connect to the last mile! They will amend current rules that limit access to satellites to franchised telcos.

    Indeed, General Rio confirmed to me what General Esperon said. "A proposed EO has already been submitted to the Office of the President to make VSATs accessible to even just VAS license holders."

    That means small players like cable TV operators, small telcos, and rural electricity coops that already have middle to last mile infra in place can connect to Google, Facebook and other international satellites without going through the telcos.

    Once satellite becomes mainstream, we can imagine a proliferation of community wireless ISPs getting bandwidth from international satellites and distributing through Wi-Fi. This is how to use technology to induce real competitive behavior in our telco industry.

    The announcement that President Duterte invited Chinese telcos to operate here shows he is desperate to make the telco industry more competitive. Revising the old Public Service Act to take out the telecoms industry from the definition of public utilities is needed. A proposal to this effect is now pending in Congress.

    This is chapter 2 of the saga started by FVR to level the playing field in telecoms. Hopefully, it works this time. New technology can make monopolies and oligopolies things of the past.
    Last edited by Joescoundrel; 11-24-2017 at 01:53 PM.

  9. #29
    Telco shakeup

    Philippine Daily Inquirer / 05:13 AM November 27, 2017

    Finally, the political will to address a major national economic problem - slow internet and poor telecommunications service. President Duterte has offered China a slot to become the third major telco player in the country, a move aimed at breaking the much criticized duopoly of Globe Telecom and PLDT Inc.

    The President, who reportedly made the offer during his meeting with Chinese Premier Li Keqiang in Malaca?ang two weeks ago, warned the two telcos last year to shape up or face new competition.

    The Philippines' data and voice services are among the slowest and most unreliable in the Asia-Pacific region. The Philippines ranked 94th out of 121 countries for mobile internet, and 91st out of 131 countries for fixed broadband, according to the Speedtest Global Index study in September.

    In both categories, the country was outranked by five of its Southeast Asian neighbors - Cambodia, Vietnam, Thailand, Malaysia and Singapore.

    PLDT and Globe have also been accused of stifling competition and of failing to make necessary upgrades to improve services. They joined forces last year to buy for P70 billion the radio frequency assets, including those in the coveted 700 megahertz (MHz) band, from a potential rival, San Miguel Corp., purportedly to upgrade their services.

    Much earlier competitors - Sun Cellular of the Gokongwei family and Bayantel of the Lopez family - were also acquired by the duopoly and left perhaps until their natural deaths. The 700 MHz is a low-band frequency prized for its ability to efficiently cover wide distances and penetrate buildings. Still, the duopoly's services remain lacking to date.

    To show that the government is serious this time around, President Duterte has ordered that all applications from prospective new telco players be filed in the Office of the Executive Secretary, which was given 45 days to act on them.

    This latest announcement ties in perfectly with the government?s signing two weeks ago of an agreement with an affiliate of Facebook to put up high-speed internet infrastructure with a capacity almost equal to that of Globe and PLDT's combined.

    The project will build an "ultra high-speed information highway" that the government promised would improve the speed, affordability and accessibility of broadband internet across the country. Presidential spokesperson Harry Roque noted that this deal would have been signed as early as December last year were it not for "delays" allegedly on the part of then Secretary Rodolfo Salalima of the Department of Information and Communications Technology.

    The seriousness of the government can also be seen in Congress, which is moving fast to remove telecommunications from the list of industries where foreigners are restricted to owning a maximum of 40 percent. Sen. Grace Poe, chair of the Senate committee on public services, earlier filed Senate Bill No. 1441, which sought to amend the antiquated Public Service Act to limit the definition of "public utility" to natural monopolies, which are the transmission and distribution of electricity, and waterworks and sewerage systems.

    All this talk about a third telco player would not have arisen had the services of the duopoly been better. But the country had languished below the global internet speed and service availability surveys.

    Even with the acquisition of the telco assets of SMC that they claimed they needed to improve their service, nothing much has changed since.

    Perhaps a third major player is truly the only answer. As Senate President Aquilino Pimentel III pointed out, a third telecommunications firm is exactly what our country needs "to end a telco duopoly mired in mediocrity; a situation that has allowed them to hold the Filipino consumer hostage to poor communications and data services."

    The absence of alternatives, he added, has numbed Filipinos to the reality of poor network coverage, dropped calls, disappearing loads, lost text messages, and slow data or internet speeds.

    Perhaps Filipino consumers have reason to be hopeful this time around.

  10. #30
    $10,000 in sight for bitcoin as it rockets to new record high


    Posted at Nov 28 2017 01:10 AM

    LONDON - Bitcoin's vertiginous ascent showed no signs of abating on Monday, with the cryptocurrency soaring to another record high just a few percent away from $10,000 after gaining more than a fifth in value over the past three days alone.

    The digital currency has seen an eye-watering tenfold increase in its value since the start of the year and has more than doubled in value since the beginning of October, lifted by the prospect of crossing over into the financial mainstream, amid a flurry of crypto-hedge fund launches.

    It surged as much as 4.5 percent on Monday to trade at $9,721 on the Luxembourg-based Bitstamp exchange, before easing back to around $9,600 by 1155 GMT.

    Data compiled by Alistair Milne, the Monaco-based manager of the Altana Digital Currency Fund, showed U.S. bitcoin wallet provider Coinbase added 300,000 users between Wednesday and Sunday, during the U.S. Thanksgiving holiday. The total number of Coinbase users globally now stands at 13.3 million.

    "The Coinbase data is evidence that adoption is not slowing down," Milne told Reuters. "Breaking $10,000 seems inevitable following the recent price action."

    Bitcoin's price has been helped in recent months by the announcement that the world's biggest derivatives exchange operator CME Group would start offering bitcoin futures. The company said last week the futures would launch by the end of the year though no precise date had been set.

    So far, institutional investors have largely stayed away from the market, viewing it as too volatile, too risky and too complex to invest other people's money into. But some say the launch of the CME futures could lure in more mainstream investors.

    "Promises of bitcoin futures opening the door to institutional money are supercharging the price," said Charles Hayter, founder of cryptocurrency data analysis website Cryptocompare.


    The latest price surge brought bitcoin's "market cap" - its price multiplied by the number of coins that have been released into the system - to more than $163 billion, according to industry website Coinmarketcap.

    The market cap of all cryptocurrencies, meanwhile, topped $300 billion for the first time, the site said, making their estimated market value greater than that of Wal-Mart.

    The staggering price increases seen in the crypto-market have led to multiple warnings from central bankers, investment bankers and other investors that it has reached bubble territory.

    Some say that this could prompt regulators in the West to crack down on the market in a similar fashion to China, where bitcoin exchanges were shut down earlier this year.

    "Regulators know the rewards of cryptocurrency and blockchain could be huge but (they) have more than one eye on the catastrophic ramifications if good governance, stability and control are not preserved," said David Futter, a fintech partner at law firm Ashurst, in London.

    "If the carrot of self-regulation proves insufficient, the regulators will not hesitate to use their stick."

    Bitcoin's biggest rival, ether - sometimes referred to as Ethereum, the name for the project behind it - has seen even more stratospheric gains this year, up more than 6000 percent. It hit an all-time high just below $500 on Monday, with its market cap nearing $50 billion.

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