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freeurmind
10-15-2009, 10:28 PM
May pag-asa pa ba ang Pilipinas para umunlad at maging isang Singapore kunware? Simula sa kagawad hanggang presidente corrupt. May mga pailan-ilan na lumalaban sa corruption pero di hamak na mas madameng corrupt. Ang mga politiko. Walang vision. Mi ultimong pagplano ng Metro Manila palpak. Pumunta ka sa mga ahensya ng gobyerno at siguradong mahihirapan ka dahil bulok ang sistema. Laganap ang krimen. Hinde na lang sa Tondo hinde safe ngayon. Lahat ng lugar hindi na safe.

Napagisip-isip ko ano ba solusyon? May nabasa ako sa dyaryo na kelangan ng Limang sunod-sunod na matitinong presidente para maiahon ang Pilipinas. Imposible ata mangyare na magkaron ng matinong presidente.

Isang military junta? Gusto ko sana ang idea na to. Tipong kamay na bakal. Lilinisin ang lahat ng kaguluhan at kapalpakan naten pero masyadong prone sa abuse. Baka maging North Korea pa tayo.

Sa eleksyon na to. Naniniwala akong si Bayani Fernando ang may pinakamalakas na Political will para ayusin ang Piipinas. Pero kahit anong gawen nia hindi yan mananalo. Noynoy? di ako bilib sa record niya. Chiz, anak mayaman. Baka may interes? Gibo, parang kay chiz na ren..

Di ko masisisisi ang mga nagsisi-ibang bansa para dun na tumira. Kayo sa tingen nyo may pag-asa pa ba tayo?

Isang kabataan lang po na mahirap ang pamilya. Just thinking out loud.

easter
10-16-2009, 06:27 AM
Habang may buhay ay may pag-asa. Pero ang tanong nasaan or kanino ang ating pag-asa? Madami ang pag-asa nila ay nasa pag-asa din or faith in faith. Dapat ang ating pag-asa ay may object.

http://renewedpath.blogspot.com/2008/02/what-can-god-offer.html

Jaco D
10-16-2009, 01:38 PM
I'd like to say na may pag-asa pa tayo. But seeing that the reaction of the powers that be is to deny every time someone brings up the fact that corruption is rampant in the country, medyo I find things bleak to say the least. Hindi ba in any drug or alcohol withdrawal program the first step is for the person to accept the fact that he or she has a problem? Only when this occurs will progress take place. Unfortunately sa bayan natin, even this first step is close to impossible to occur.

lurkinggood
10-16-2009, 08:40 PM
Hangga't may Pilipino na buong pusong nagmamahal sa bayang Pilipinas, may pag-asa pare.

dioning
10-18-2009, 11:56 AM
wala na siguro

danny
11-14-2009, 09:41 PM
Meron naman. Pag-asa lang naman pala.

Let me lower people's expectations about the coming election.

China has been exhibiting double digit growth for the past two decades, yet it is still considered a poor nation based on per capita income. Now, China's long term growth prospect is in big trouble because they will eventually be forced to let the Yuan rise vs. the dollar and thus making it much harder for their goods to be sold to an already doomed American economy.

In the meantime , 12% the Philippines GDP can be attributed to foreign remittances which are used mainly for consumption rather than savings nor capital formation. Where is our future in a globally deteriorating economy? Surely the export-oriented growth model of Asian Tigers is long dead. 1997 dead. The rising protectionism of fortress America and Europe is not helpful either.

Where should we look for growth? Internal consumption and import substitution again.

There is still hope. Hope for a Third World War and the world will rebuild anew. This time we might be able to take recall how we made good after the Second World War. Or not.

:D

Schortsanitis
11-14-2009, 10:38 PM
Of course 'me pag asa. Ang tanong: Gaano kalaking pag asa? Para sa akin ..... maliit. Uunlad man tayo,' it will be not Singapore, but more like other Catholic countries like Brazil.

Brazil is a country with a space program, and yet with millions of people living in slums. In other words, a country where there is a big gap between the rich and the poor, and a big population of poor people.

As far as I am concerned, the country needs to do two things: Control the population growth rate, and continue to focus on improving the economy.

The Catholic Church hates artificial birth control methods, hence this country has one of the highest population growth rates in Asia. Every year, two million people are being added to the population. People that will have to be educated, provided homes for and jobs in the future.

Economic growth needs to be as high as possible year in and year out for it to keep up with the population growth. Even with a high economic growth, though, it will still take decades for this country to reach the level of, say, Thailand.

Gloria has been able to keep the economic growth high, but has been unable to control the population growth rate.

The next President has to be able to do both.

danny
11-14-2009, 10:41 PM
^^^

And they have to do these two things in two decades just like China. One child policy and 10% annual growth for the next 20 years.

May pag-asa pa naman. :)

danny
11-14-2009, 11:14 PM
Of course 'me pag asa. Ang tanong: Gaano kalaking pag asa? Para sa akin ..... maliit. Uunlad man tayo,' it will be not Singapore, but more like other Catholic countries like Brazil.

Brazil is a country with a space program, and yet with millions of people living in slums. In other words, a country where there is a big gap between the rich and the poor, and a big population of poor people.



I beg to disagree. Brazil is one of the pillars of an emergent power bloc which includes China, India and Russia. BRIC is the term used for this group.

Becoming the next Thailand or Vietnam is more appropriate. WE may not be at the bottom of the pyramid but for sure we are way behind the likes of India and Brazil. No contest. Not just in the economy, but even in intellectual and technological aspects.

However, our western haughtiness and pretensions, ahhh, way ahead of the pack.

Brazil is hosting the Summer Olympics after the UK. We are hosting the US Military in their perpetual global war against terror in the South Asian Region. :D

Jeep
11-20-2009, 01:36 PM
a very jarring case -- small in the greater scheme of things -- but jarring nonetheless: the gunning-down of a young man behind the wheel, apparently by an ADB professional staff from the UK. the dead man is of no meager means either -- the son of a malacañang official. it will be interesting to see how this plays out, whether the philippine government can bring the full force of the law to bear on this foreigner who decided it'll be fun to join filipinos in their "wild, wild west" and shoot down some no-good hombre who so much as cuts into your lane.

Vehicle in Palace exec son slay traced to British national
11/20/2009 | 12:12 AM
The vehicle used by the suspect in the killing of the son of a Malacañang official is in the name of a British national who works for the Asian Development Bank (ADB), police said Thursday.

Quezon City police director Chief Superintendent Elmo San Diego said in a radio report that the vehicle used by the suspect in chasing Renato Ebarle Jr. just before he fatally shot the victim on Wednesday night is registered to a British national named Stephen Pollard.

Police identified Pollard as a resident of Mandaluyong City who works for the ADB, according to the radio report,

Investigators have already asked the ADB to turn over the British national for questioning about his possible involvement in the killing.

read the rest of the article here: http://www.gmanews.tv/story/177398/vehicle-in-palace-exec-son-slay-traced-to-british-national
============================

ironically, the ADB itself came out recently with an article calling attention to asia's having the highest number of road-related fatalities of any region in the world. little did they know that, perhaps, one of their own staff would help add to that frightening statistic.

19 November 2009
ADB Joins Global Effort to Reduce Mounting Death Toll on Roads
MANILA, PHILIPPINES - A majority of the world's fatal traffic accidents occur in the Asia-Pacific region and concerted regional and country responses are needed to address the issue, Asian Development Bank (ADB) Vice-President Ursula Schaefer-Preuss said today.

Speaking ahead of the first Global Ministerial Conference on Road Safety – taking place 19-20 November in Moscow, Russia – Ms. Schaefer-Preuss cited recent World Health Organization (WHO) data showing that the Asia-Pacific region accounts for about 60% of global road deaths, despite having only 16% of the world's vehicles.

"Asia's accident rates are among the world's highest, and with vehicle fleets in many countries expected to double every five to seven years, these numbers will continue to grow unless immediate action is taken," Ms. Schaefer-Preuss said.

read the rest of the article here: http://www.adb.org/Media/Articles/2009/13071-asian-roads-safeties/

Sam Miguel
03-19-2013, 12:57 PM
Coed suicide sparks soul-searching at UP

University vows reform of socialized tuition scheme

By Erika Sauler, Dona Z. Pazzibugan Julie M. Aurelio

Philippine Daily Inquirer

12:12 am | Tuesday, March 19th, 2013

“The UP deprived my daughter of her only hope to help us,” said the father of Kristel Tejada, a freshman at the University of the Philippines (UP) Manila who took her life on March 15 at their home in Tayuman by drinking silver cleaner.

The suicide of Kristel, 16, the eldest of five children of a taxi driver and a housewife, came after she filed a leave of absence in the middle of the second semester for failure to pay tuition of less than P10,000.

“How painful was it to remove that sole hope to help your parents and yourself?” said Christopher Tejada after hearing Mass with wife, Blesilda, at the Philippine General Hospital chapel.

Kristel’s death triggered protests on the campuses of the UP System and prompted the UP administration to consider reforms in its socialized tuition scheme.

UP president Alfredo Pascual said the Socialized Tuition and Financial Assistance Program (STFAP) needed to be restructured to make the economic indicators that determine a student’s capacity to pay more realistic, the application process less tedious and the monthly allowance increased.

Pascual said he would propose to the governing UP Board of Regents at its meeting next month to lift the controversial “no-late-payment” tuition policy effective immediately.

“My position as UP president (is) no student shall be denied access to UP education due to financial constraints. I’m all for its lifting. I will immediately propose to the Board (of Regents) next meeting on April 12 to lift the ‘no-late-payment policy’ effective on all college units,” Pascual said in a statement issued at a press conference at the administration building on the UP Diliman campus.

Resign

The elder Tejada welcomed the call of the faculty and staff of the Department of Behavioral Sciences in UP Manila for the resignation of the school’s chancellor and vice chancellor.

Christopher told reporters that others may be more deserving to replace Chancellor Manuel Agulto and Vice Chancellor Josephine de Luna.

“Vice chancellor, you know how we asked for your help and humbled ourselves before you,” the father said.

Christopher accepted the return of his daughter’s UP identification card, which she had to surrender when she filed a leave of absence.

“It’s as if she lived for me. When she turned over her ID, it was like snuffing out her life. Perhaps she is happy now because her ID was returned [to us]. She’s still part of UP,” he said.

Human face

Kristel’s death “gave us a human face to the longstanding struggle against state apathy and neglect of the education of our youth” in the midst of limited opportunities and elitist policies, said the statement issued by the faculty and staff of the Department of Behavioral Sciences in UP Manila.

Sociology professor Jocelyn del Mundo read the statement at the Philippine General Hospital chapel after a Mass sponsored by the UP Manila Student Council for Tejada.

Del Mundo urged a review of the STFAP to make the system simpler, more student-friendly and efficient. She said other strategies like study-now-pay-later and installment payment schemes should be considered.

Despite the criticisms and protests against the memorandum on the no-late-payment policy, Agulto and De Luna “turned a deaf ear and persisted with their autocratic and callous style of leadership,” Del Mundo said.

Not cold-hearted

Agulto decried the media’s portrayal of him and De Luna as “cold-hearted and ruthless.”

At the press conference, the official broke down and recalled how he was once in a situation similar to Tejada’s. “I was once a medical school student struggling to pay my tuition,” Agulto said, his voice cracking.

“We do not wish to give anyone a difficult time. We dream for them as they aspire for their future. We do not wish to pose obstacles in realizing their dreams,” he said.

Installment plan

Pascual said his administration would institute an installment payment plan so cash-strapped parents could pay the tuition according to their salary schedule.

The no-late-payment policy was applied to Tejada whose application in December for a loan to cover her second semester tuition was denied because the semester was underway for nine weeks.

Father laid off

Tejada, who was assessed in May to fall under STFAP Bracket D, which requires her to pay P300 a unit plus miscellaneous fees, appealed last September or midway into the first semester to be reassessed into Bracket E2, which would have exempted her from paying tuition and entitled her to a stipend.

In her appeal, Tejada said her father was laid off from work and her parents were constantly fighting over lack of money. She was turned down reportedly for failing to submit supporting documents.

Her father was able to pay her first-semester tuition loan of P6,337 only on Dec. 19 and immediately asked that she be allowed to enroll for the second semester under a tuition loan.

Appeal denied

The father’s appeal was denied as the UP Manila Office of Student Affairs cited a policy that bars the late payment of tuition when classes for the semester have begun.

Tejada’s mother’s personal appeal to Agulto was also denied. Agulto said he had to uphold the decision made by his officials.

“If only I knew the extent of her difficulties, I personally would have attended to her family’s needs,” Agulto said.

Income brackets

Under the STFAP, students are categorized according to their families’ annual income and other factors.

For the UP Diliman, Los Baños and Manila campuses, students in Bracket A with annual family income of above P1 million pay P1,500/unit; Bracket B (P500,001-P1 million) P1,000/unit; Bracket C (P250,000-P500,000) P600; Bracket D (P135,000 to P250,000) P300; Bracket E1 (P80,001 to P135,000) free tuition; and Bracket E2 (P80,000 or less) free tuition plus P12,000 per semester stipend.

For UP Baguio, Mindanao, San Fernando and Visayas campuses, Bracket A students pay P1,000/unit; Bracket B P600; Bracket C P400; Bracket D P200 and Bracket E free tuition. Those who do not apply for STFAP automatically fall under Bracket A.

Mismatch

Pascual acknowledged a “mismatch” between the economic indicators and the actual financial need of students under the STFAP, while the long application and verification process delayed decisions on appeals to be reassessed, as what happened in Tejada’s case.

Under the proposed changes, Pascual said a student’s capacity to pay would be based not only on the family income but also on a socioeconomic classification based on aggregate expenditures.

He also said that the current stipend of P12,000 a semester for students under Bracket E2 was inadequate and that he would propose to increase this to P20,000 a semester.

Shift scholarships

Pascual said his administration would try to shift scholarships more toward a student’s financial need rather than academic excellence and seek to increase the slots for student assistants with higher allowances.

He said the 14-page application form would be cut down to two pages and the application processing time reduced from six months to two months.

Pascual added he hoped the Board of Regents would immediately approve the changes so these could be implemented by the start of the next school year in June.

Interrupted

The press conference was interrupted by some students’ attempts to protest the STFAP as they called for its immediate scrapping and for Agulto’s resignation.

Agulto said he was willing to resign if anyone could prove he did nothing to help Tejada. “You cannot say that we did nothing. But had I known her personal circumstances, I would have done even more,” he said.

Outside Quezon Hall on the UP Diliman campus, student protesters draped a black cloth on the statue of the Oblation.

Protesters also announced a students’ strike on all UP campuses to mourn Tejada’s death, called for the “rollback” in tuition and demanded accountability from UP officials in the wake of Tejada’s suicide.

Solidarity protest

Students of Polytechnic University of the Philippines held solidarity protests over the death of Tejada and the reported tuition increase in their school.

“We fear that if tuition and other fees increase in PUP, we will face the same fate as the UP Iskolar ng Bayan. We must protest the fee hikes,” said PUP student regent Helen Alfonso.

PUP Communication Management Office director Ruby Gapasin said the students burned broken chairs on the school grounds.

PUP president Emanuel de Guzman held a dialogue with the students and assured them that the tuition for undergraduate courses would remain at P12 per unit.

However, the fees will increase for graduate school and open university because these receive minimal government subsidy.

Sam Miguel
03-19-2013, 12:58 PM
^^^ You are an irreponsible father. Your daughter died because of you. It is your failure to be a good provider that dooms your family. Looking for someone to blame? Look in the mirror.

Joescoundrel
04-16-2018, 10:20 AM
Ignorance and greed

Philippine Daily Inquirer / 05:11 AM April 16, 2018
In any investment, legitimate or otherwise, a person loses money usually because of two things: 1) lack of knowledge about the product and 2) greed.

The latter is always at play in nearly all investment scams that have victimized many Filipinos in the past. And we never seem to learn.

Last week, the police apprehended a couple for allegedly scamming some 50 people into investing in bitcoins. The couple allegedly amassed some P900 million from unsuspecting and most probably unknowledgeable investors by promising them a 30-percent return on investment with payouts every 15 days. Certainly an enticing proposition.

The latest illegal investment scheme had all the trappings of a pyramiding scam in which there was the so-called upline, or the person who lures people to invest, and a downline, the person who invests in denominations of P90,000 and P160,000 a slot.

The more friends and relatives one is able to recruit, the more commissions one gets.

For example, the initial 10 investors get five recruits each, then these 50 new investors lure another five people each. This goes on until the base of the pyramid becomes filled with many so-called investors that paying them 30 percent for their investments becomes impossible.

The individual stakes in the recent scam are high. One victim told the police that she and her family members invested a total of P33 million in the couple’s scheme.

The others presumably invested their savings in the hope of doubling or tripling these in the shortest possible time. Others may even have borrowed the money they invested from family members and friends.

The police have filed syndicated estafa charges against the perpetrators, yet the victims will probably have to charge everything to experience and never recover their investments.

Also last week, the corporate regulator Securities and Exchange Commission (SEC) issued another timely warning to the public to be careful about investing in products that are being peddled using the cryptocurrency hype.

Cryptocurrencies like bitcoin are a digital form of money that have been around for the past 10 years. One of their main features is that they work within a system that is not regulated by a central bank or a single administrator.

The SEC has identified these red flags in potentially destructive investment scams:

They require the payment of an initial fee or investment so the investors can avail themselves of whatever cryptocurrency-related products are being offered.

They promise to pay the investor daily or weekly proceeds, usually equivalent to a percentage of the initial fee or investment, and they offer commissions for every recruit (a main feature of pyramiding scams).

The SEC has warned that while monetary authorities cannot regulate cryptocurrencies as it does hard currencies or fiat money, investment contracts linked to such cryptocurrencies are considered securities that fall within its jurisdiction.

Since it involves the sale of securities to the public, the SEC said the Securities Regulation Code would require the appropriate license or permit before any party could sell securities to the public.

The SEC stressed that those who act as salespersons, brokers, dealers, or agents in selling or convincing people to buy into the investment scheme being offered by cryptocurrency companies — including solicitations and recruitment through the internet — without the necessary license or authority from the SEC could be prosecuted, held criminally liable, and penalized with a maximum penalty of 21 years of imprisonment.

As for ordinary citizens with extra money to invest or savings that they want to grow, it is wise to heed this general observation: The person who will fool you into giving up your money is usually someone you thought you could trust, like a relative or a close friend, or a friend of those relatives and close friends.

The next time someone you know offers to double your money within days or weeks in some investment of which you are ignorant, the wise thing to do is say no.

Joescoundrel
04-16-2018, 10:23 AM
^ Hindi na bale sanang naging tanga ka, huwag ka na lang sana naging tuso.